Home & Contents Insurance 

Underinsurance can expose you to serious financial loss if a claim occurs.  You need to make sure

your home and contents are insured for their full new for old replacement value and it is your

responsibility for deciding the amount of your sum insured.

To ensure your sum insured is adequate, it is important to review it regularly and ask us to change

the sum insured when required.

New replacement prices are constantly changing, especially for jewellery, valuables, photographic,

computer, audio and visual electronic goods.

If you upgrade the size and standard of your home, it may increase the cost to rebuild your home. 

Your sum insured will need to reflect these types of changes.

If you over-insure, we will not pay more than it costs us to rebuild, repair or replace.  We will not

refund any premium overpaid for over-insuring, so it is a good idea to constantly review your sums

insured.

Home and Contents Insurance provides cover for a range of insured events, with additional features and benefits to take the worry out of home insurance. You customers have worked hard to build their assets and create a lifestyle and Resilium can help protect it.

If you rent out rooms or your home out on a casual basis such as Airbnb or Homestay, check your policy to ensure you are fully insured as there are a limited number of Underwriters who offer this cover.